Free Resource Library · Updated 21 May 2026
79+ free resources for Australian small businesses
Founder guides, interactive calculators, plain-English Modern Award explainers, state-by-state licensing tables, and insurance guides across 14 industries. Every page is reviewed against current AU regulators (Fair Work, ATO, AHPRA, TPB, ASIC, state regulators) and dated. Free to read, no signup required.
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Everything in the Resources section
The industry library below is one part of it, these are all the free resource surfaces on the site.
FAQ
Pricing, GST, migration and what we do not do yet
Open FAQGuides & research
AU small-business research, guides & tax tips
Open Guides & researchHelp Centre
How-to articles for every OneBookPlus module
Open Help CentreFree Tools
Calculators & generators: free, no signup
Open Free ToolsGlossary
Plain-English business, tax & accounting terms
Open GlossaryChangelog
Every release, as it ships
Open ChangelogAsk Plus (AI)
Ask a product question, get an instant answer
Open Ask Plus (AI)Developers
API keys, docs & the developer platform
Open DevelopersCleaning
Resources for cleaning
Residential, commercial, end-of-lease, Airbnb, carpet, window, strata, medical.
Start a Cleaning Business
8-step founder guide, ABN, GST, insurance, kit, pricing, finding first clients.
Open Start a Cleaning Business InteractiveCleaning Price Calculator
Interactive estimator for standard, deep, and bond cleans across AU property types.
Open Cleaning Price Calculator ReferenceBond Clean Checklist by State
Universal inclusions plus state-by-state authority guide for end-of-lease cleans.
Open Bond Clean Checklist by State Operator GuideCleaning Services Award Guide
Plain-English MA000022, classification levels, loadings, allowances for rostering.
Open Cleaning Services Award Guide InteractivePer-Sqm Pricing Calculator
Construction, builders clean and office strip-out pricing in 2026 AU rates.
Open Per-Sqm Pricing Calculator ComplianceWhite Card Guide
Construction Induction explained, per-state rules, online vs in-person, cost, renewal.
Open White Card Guide Founder GuideFirst 10 Clients Playbook
Channel-by-channel founder playbook, real-estate agents, GBP, hipages, referrals.
Open First 10 Clients PlaybookTrades & Construction
Resources for trades & construction
Plumbing, electrical, carpentry, building, painting, roofing, HVAC, tiling, landscaping.
Start a Trade Business
8-step founder guide, ABN, GST, licence, White Card, insurance, tools, pricing, first clients.
Open Start a Trade Business InteractiveTradie Quote Calculator
Interactive estimator combining hourly rate, materials markup, travel, callout, and GST.
Open Tradie Quote Calculator ReferenceTrade Licence by State
State-by-state thresholds, regulators, and invoice requirements for AU trade licensing.
Open Trade Licence by State Operator GuideBuilding & Construction Award
Plain-English MA000020, CW/1–CW/10, industry/tool/fares allowances, RDO system.
Open Building & Construction Award ReferenceTradie Insurance Guide
PL, workers comp, tools, vehicle, PI, home warranty, contract works, coverage and premium ranges.
Open Tradie Insurance GuideAllied Health
Resources for allied health
Physio, dental, nursing, aged care, NDIS, AHPRA, Medicare, HICAPS, claim rails.
Start a Health Practice
8-step founder guide, AHPRA, structure, ABN/GST, PII, premises, billing rails, software stack, first patients.
Open Start a Health Practice Operator GuideAHPRA Registration Guide
15 regulated professions, registration types, CPD, PII, recency of practice, renewal calendar.
Open AHPRA Registration Guide ReferenceMedicare & Private Health
Seven claim rails (Medicare, HICAPS, Easyclaim, DVA, WorkCover, CTP) plus MBS items and Section 19(2).
Open Medicare & Private Health ReferenceNDIS Price Guide Explained
Support categories, therapeutic item codes, travel claiming, cancellation rules, plan management.
Open NDIS Price Guide Explained CompliancePII & Run-Off Cover Guide
AHPRA minimums by profession ($2M–$20M+), MDO vs commercial cover, claims-made traps, retiree run-off.
Open PII & Run-Off Cover Guide InteractiveGap Fee & Medicare Rebate Calculator
Interactive, set your fee, see Medicare rebate, gap to patient, per-service vs bulk-billed economics.
Open Gap Fee & Medicare Rebate CalculatorTax & BAS Agents
Resources for tax & bas agents
TPB registration, CPE, lodgement deadlines, engagement letters, safe harbour.
TPB Registration Guide
Tax agent vs BAS agent, education + experience pathways, four ongoing standards, 14-item Code of Conduct.
Open TPB Registration Guide ReferenceTPB CPE Requirements
90hr/3yr (tax) and 45hr/3yr (BAS) rules, acceptable activities, technical proportion, 8-year recordkeeping.
Open TPB CPE Requirements ReferenceLodgement Deadline Calendar
BAS/IAS, ITR, company/trust/SMSF, FBT, TPAR, STP, self vs tax-agent program dates plus penalty tiers.
Open Lodgement Deadline Calendar Operator GuideEngagement Letter Primer
APES 305 mandatory elements, scope-creep defence, termination clauses, six fee structures.
Open Engagement Letter Primer ComplianceSafe Harbour & FTL Penalties
TAA s284-75 safe harbour, FTL penalty unit math, remission grounds, TASA Code item 9 exposure.
Open Safe Harbour & FTL Penalties InteractiveFTL Penalty & GIC Calculator
Interactive, entity size, days late, penalty units + GIC. Includes remission likelihood ranges.
Open FTL Penalty & GIC CalculatorAutomotive
Resources for automotive
Mechanics, panel beaters, tyre shops, auto-electricians, detailers.
Start an Auto Business
8-step founder guide, ABN, GST, MTA registration, workshop fit-out, insurance, pricing, finding fleet clients.
Open Start an Auto Business InteractiveWorkshop Labour Rate Calculator
Interactive estimator combining hourly rate, parts markup, sublet, EPA disposal fees, and GST.
Open Workshop Labour Rate Calculator ReferenceMotor Trade Licence by State
VIC LMCT, NSW MD/MR, QLD MD licence, SA, WA, state-by-state thresholds and regulators.
Open Motor Trade Licence by State Operator GuideVehicle Repair Award (MA000089)
Plain-English MA000089, Stream A/B/C classifications, tool allowance, fares, RDOs.
Open Vehicle Repair Award (MA000089) ReferenceWorkshop Insurance Guide
PL, workers comp, tools, vehicle, professional indemnity, customer-vehicle cover, premium ranges.
Open Workshop Insurance Guide Free ToolFree VIN Check & Decoder
Validate any 17-character VIN and decode make, model, engine and safety equipment, no signup.
Open Free VIN Check & Decoder Free ToolService Due Calculator
When the next service falls due by manufacturer schedule, from current KMs and last service.
Open Service Due Calculator Free ToolRego Cost Calculator
Annual registration cost including CTP for every Australian state and territory.
Open Rego Cost Calculator Free ToolRoadworthy / Pink-slip Cost
VIC RWC, NSW eSafety pink slip, QLD Safety Certificate and other state inspection costs.
Open Roadworthy / Pink-slip Cost Free ToolCar Running Cost Calculator
True annual cost of a car from kilometres, fuel, rego, insurance and servicing.
Open Car Running Cost CalculatorHospitality
Resources for hospitality
Restaurants, cafes, bakeries, hotels, FSS, liquor licensing, MA000119 award.
Start a Cafe or Restaurant
8-step founder guide, ABN, GST, food licence, fit-out, liquor, insurance, suppliers, opening week.
Open Start a Cafe or Restaurant InteractiveMenu Item Pricing Calculator
Interactive estimator, food cost %, labour, overhead, GP target, and final menu price.
Open Menu Item Pricing Calculator ReferenceFood Safety Supervisor by State
FSS certificate requirements per state, refresher cycles, and when an Allergen Aware course is mandatory.
Open Food Safety Supervisor by State Operator GuideRestaurant Industry Award (MA000119)
Plain-English MA000119, Level 1–6 classifications, Saturday/Sunday penalties, casual loading, junior rates.
Open Restaurant Industry Award (MA000119) ReferenceHospitality Insurance Guide
Public liability, food/product liability, liquor liability, business interruption, glass, coverage and premium ranges.
Open Hospitality Insurance GuideFitness
Resources for fitness
Gyms, PTs, yoga and pilates studios, AUSactive, MA000094, fitness codes.
Start a Fitness Business
8-step founder guide, ABN, GST, fitness registration, premises, insurance, equipment, pricing, first members.
Open Start a Fitness Business InteractiveSession & Membership Pricing Calculator
Interactive, session rate, casual vs membership economics, pack discounting, churn break-even.
Open Session & Membership Pricing Calculator ReferenceFitness Registration & Codes by State
Fitness Australia registration, NSW Fair Trading Code, VIC Fitness Code, QLD/WA rules.
Open Fitness Registration & Codes by State Operator GuideFitness Industry Award (MA000094)
Plain-English MA000094, Level 1–6 classifications, group fitness loading, casual rates.
Open Fitness Industry Award (MA000094) ReferenceFitness Insurance Guide
PL ($10–20M), workers comp, personal trainer cover, equipment, member injury claims, coverage and premiums.
Open Fitness Insurance GuideReal Estate
Resources for real estate
Agency licensing, trust account rules, commission and PM fee benchmarks.
Start a Real Estate Agency
8-step founder guide, ABN, GST, agent licence, trust account, PII, software stack, first listings.
Open Start a Real Estate Agency ReferenceReal Estate Licence by State
Class 1/2/AOREB, NSW/VIC/QLD/SA/WA/TAS/ACT/NT licensing pathways, CPD, principal in charge.
Open Real Estate Licence by State ComplianceTrust Account Rules by State
Sales trust vs property-management trust, audit cycles, breach reporting under PSBA/REBA.
Open Trust Account Rules by State ReferenceAgency Fees Benchmark
Sales commission ranges, property management fees, letting/inspection/lease-renewal charges by city.
Open Agency Fees Benchmark InteractiveSales Commission Calculator
Interactive, sale price, tiered vs flat commission, marketing fees, agent split, GST included.
Open Sales Commission CalculatorLawyers
Resources for lawyers
Admission, PC, trust account rules, CPD requirements by state.
Start a Law Firm
8-step founder guide, admission, ILP/incorporation, PII, trust account, software stack, first matters.
Open Start a Law Firm ReferenceLegal Profession Admission by State
NSW LPAB, VIC VLAB, QLD LPAB, supervised practice rules, practising certificates by jurisdiction.
Open Legal Profession Admission by State ComplianceTrust Account Rules for Lawyers
Trust money handling under the Uniform Law / state Legal Profession Acts, audit cycle, trust statements.
Open Trust Account Rules for Lawyers Operator GuideCPD Requirements by State
10 units/year minimum, mandatory categories (ethics, practice management, substantive law, skills).
Open CPD Requirements by State InteractiveMatter Budget & Hourly Billing Calculator
Interactive, partner/senior/junior splits, target hours, write-down, budget vs actual recovery.
Open Matter Budget & Hourly Billing CalculatorMortgage Brokers
Resources for mortgage brokers
ACL vs credit rep, NCCP Best Interests Duty, MFAA vs FBAA, commission structures.
Start a Mortgage Broker Business
8-step founder guide, ACL/credit rep, MFAA/FBAA, aggregator, PII, software stack, first clients.
Open Start a Mortgage Broker Business ReferenceACL vs Credit Rep
Australian Credit Licence vs becoming a credit representative under an aggregator's ACL, pros, cons, costs.
Open ACL vs Credit Rep ComplianceNCCP Best Interests Duty
Reg 28HA Best Interests Duty, suitability assessment under s 128 NCCP, conflict-priority rule.
Open NCCP Best Interests Duty ReferenceMFAA vs FBAA Membership
MFAA Code of Practice vs FBAA Code of Conduct, member benefits, professional development, fees.
Open MFAA vs FBAA Membership InteractiveUpfront & Trail Commission Calculator
Interactive, loan amount, upfront % + trail %, lender split, aggregator fee, GST, lifetime value of book.
Open Upfront & Trail Commission CalculatorProfessional Services
Resources for professional services
Consultants, agencies, freelancers, engagement letters, SOW, project pricing, PII.
Start a Service Business
8-step founder guide, ABN, GST, PI, engagement letters, pricing, first 10 clients for consultants, agencies, and freelancers.
Open Start a Service Business Operator GuideProject Pricing Models
Hourly vs fixed-fee vs retainer vs value-based, when each model wins, AU benchmarks, and how to phase fees.
Open Project Pricing Models ReferenceScope of Work Template
Drafting a tight SOW, deliverables, acceptance criteria, scope creep clauses, change-request workflow.
Open Scope of Work Template ReferenceProfessional Indemnity for Services
PI insurance for consultants, marketing agencies, and freelancers, typical $1–5M cover, premium ranges, run-off.
Open Professional Indemnity for Services InteractiveConsultant Hourly Rate Calculator
Interactive, target salary, billable utilisation, overheads, GST + super, daily/hourly rate.
Open Consultant Hourly Rate CalculatorEducation
Resources for education
Tutors and music teachers, WWCC, lesson pricing, terms & conditions.
Start a Tutoring Business
8-step founder guide, ABN, GST, WWCC, lesson pricing, insurance, software stack, finding first 10 students.
Open Start a Tutoring Business ComplianceWorking with Children Check by State
WWCC requirements per state, application process, renewal cycle, exemptions for teachers and parents.
Open Working with Children Check by State ReferenceLesson Pricing Benchmarks
Hourly rates for AU tutors and music teachers across primary, secondary, and tertiary, by subject and city.
Open Lesson Pricing Benchmarks Operator GuideTutor Terms & Conditions Template
Cancellation policy, missed-lesson rules, payment terms, parent-tutor expectations, drafted for AU consumer law.
Open Tutor Terms & Conditions Template InteractiveTerm Fee & Pack Calculator
Interactive, hourly rate × lessons × terms, sibling/group discounts, prepay incentives, GST treatment.
Open Term Fee & Pack CalculatorRetail
Resources for retail
Retailers and market stalls, ACL guarantees, GST, permits, POS comparison.
Start a Retail Business
8-step founder guide, ABN, GST, lease, POS, supplier terms, online channel, opening week.
Open Start a Retail Business ComplianceConsumer Guarantees (ACL)
Section 54 acceptable quality, section 55 fitness for purpose, refund vs replace decision tree, signage requirements.
Open Consumer Guarantees (ACL) ReferenceMarket Stall Permits by State
Food-stall permits, casual trader licences, council fees, public-liability requirements for market vendors.
Open Market Stall Permits by State Operator GuidePOS Buyer's Guide
Square vs Lightspeed vs Vend vs Shopify POS vs Tyro, features, hardware costs, transaction fees, AU support.
Open POS Buyer's Guide InteractiveMarkup & Break-Even Calculator
Interactive, cost, markup % vs margin %, retail price, GST, break-even unit volume and dollars.
Open Markup & Break-Even CalculatorHair & Beauty
Resources for hair & beauty
Salons, MA000005 award, skin-penetration permits, treatment insurance.
Start a Hair & Beauty Salon
8-step founder guide, ABN, GST, premises, skin-penetration permit, insurance, equipment, pricing, opening week.
Open Start a Hair & Beauty Salon Operator GuideHair & Beauty Award (MA000005)
Plain-English MA000005, Level 1–6 classifications, junior rates, casual loading, Sunday penalties.
Open Hair & Beauty Award (MA000005) ComplianceSkin Penetration Permits by State
Council permits for waxing, piercing, tattoo, dermal needling, state-by-state hygiene inspection cycles.
Open Skin Penetration Permits by State ReferenceSalon Insurance Guide
Public liability ($10–20M), workers comp, treatment/malpractice cover, equipment, premises, glass, premium ranges.
Open Salon Insurance Guide ComplianceBooth Rental vs Employee Stylist
FW Act s357 sham-contracting risk, ATO/FWO multi-factor test, Jamsek/Personnel Contracting fallout, super/PAYG cascade.
Open Booth Rental vs Employee StylistRun the whole business from one platform
These guides cover the rules. OneBookPlus covers the day-to-day, quoting, invoicing, scheduling, GST/BAS, for the same 14 industries above. See all OneBookPlus features or solutions by business size. Free to start; no card required.
Reviewed by Bishal Shrestha