OneBookPlus vs Thriday:
banking & bookkeeping vs all-in-one ops

It depends on the problem you're solving, they're built for different jobs. Thriday is genuinely excellent at one thing: it gives you an Australian business bank account (issued by Regional Australia Bank, see thriday.com.au) with AI that automatically categorises every transaction, forecasts your tax, and, on its higher plans, has a human accountant lodge your BAS and tax for you. OneBookPlus is a broader operations platform: it adds online bookings, a quote-to-job pipeline, a full CRM, email marketing, review requests, POS, and an AI receptionist around your invoicing and GST. If your top priority is automated banking and bookkeeping with done-for-you tax, Thriday is the sharper tool. If you need to run a service business, take bookings, manage jobs, chase reviews, market to past clients, OneBookPlus does far more. Many businesses run both: Thriday as the account and bookkeeper, OneBookPlus as the front-of-house ops platform.

No. Thriday's product is built around banking, automated bookkeeping, invoicing, and tax (see thriday.com.au). It has no customer-facing online booking page, no job-management pipeline, no CRM with a client timeline, no email marketing, no POS, and no AI phone receptionist. Those are the modules OneBookPlus adds. So if you're a salon, clinic, trade, or any business that schedules customers and manages jobs, Thriday won't run that side of your business, you'd pair it with a booking tool and a CRM, or use OneBookPlus, which bundles all of that.

Thriday has a $0/month Free plan that includes unlimited invoices and a business transaction account. Its Time-Saver plan is $29.95/month (or $299/year) and adds automated expense reconciliation, receipt scanning, automated bookkeeping, and tax forecasting; DIY lodgement is an add-on (BAS $57, Tax $97). Its done-for-you accountant plans are $88/month (Done-for-You Tax) and $119/month (Done-for-You BAS + Tax), both on an annual commitment (see thriday.com.au/pricing). OneBookPlus also starts free ($0/month, 10 invoices/month, 250 contacts), then $29/month (Starter), $49/month (Plus), and $69/month (Growth), and bundles bookings, CRM, jobs, marketing, and an AI receptionist that Thriday doesn't offer at any price. They're not strictly like-for-like: Thriday's higher tiers buy you a human accountant; OneBookPlus's tiers buy you more of the business platform. The AI Receptionist is a $79/mo add-on and it needs the AI Companion ($25/mo, included free on Growth), so budget about $104 a month on top of your plan, or $79/mo on Growth.

No, and this is the most honest difference between the two. Thriday issues an actual business transaction account and Visa Debit card through Regional Australia Bank, an Australian ADI, with deposits protected by the Financial Claims Scheme up to $250,000 (see thriday.com.au, what bank does Thriday use). OneBookPlus does not issue a bank account, and it does not read the one you have: our bank feeds are withdrawn while we replace the provider, so expenses and bills are recorded in the app, or scanned in from a receipt or a bill PDF. If having your banking and bookkeeping in literally the same app is the thing you want most, Thriday is the right pick. OneBookPlus focuses on everything that happens around the money, winning the customer, booking the job, sending the quote, getting paid, and keeping them coming back.

Yes. OneBookPlus calculates 10% GST on every invoice and quote, validates ABNs via the Australian Business Register, tracks GST collected and paid, and produces ATO-ready BAS figures, built for Australian tax from the ground up, like Thriday. The difference is at lodgement: Thriday's premium plans have a human accountant lodge for you, whereas OneBookPlus produces the BAS-ready numbers for you to lodge through the ATO portal or hand to your own accountant or BAS agent.

If you want Thriday's banking-plus-bookkeeping in one app, there isn't a true like-for-like alternative, the bundled business account is the differentiator. But if what you need is to run a service business end-to-end, OneBookPlus is the strongest alternative: it covers GST invoicing and BAS-ready reporting like Thriday, then adds online bookings, a quote-to-job pipeline, CRM, email marketing, review requests, POS, and an AI receptionist. It's Australian-built with GST, ABN, and BAS support, has a free plan, and paid plans start at $29/month.

Yes, and for many businesses that's the best of both worlds. Keep Thriday as your business account and automated bookkeeper, and use OneBookPlus for the customer-facing operations Thriday doesn't cover, bookings, jobs, quotes, CRM, marketing, reviews, and the AI receptionist. Your day-to-day ops live in OneBookPlus while your account, your bookkeeping and your tax lodgement stay with Thriday. You're never locked in to either, both let you export your data.

They were checked against thriday.com.au/pricing in July 2026: $0/month Free (including the business account), $29.95/month or $299/year for Time-Saver, DIY lodgement add-ons at $57 (BAS) and $97 (tax), and done-for-you accountant plans at $88 and $119 per month on an annual commitment. Pricing can change, so treat Thriday's own pricing page as the source of truth. OneBookPlus pricing is $0 (Free), $29 (Starter), $49 (Plus) or $69 (Growth) per month, and the current numbers are listed on the OneBookPlus pricing page, linked from the top of this comparison.

Your Thriday account is a real bank account issued by Regional Australia Bank, so closing it is a banking decision, not a software one. Most people who consolidate keep the account open until the last invoices are paid and any direct debits are moved, update the bank details on their OneBookPlus invoice template, and then close the account through Thriday. Download your transaction and invoice history first, you and your accountant will want it at tax time. This is general information, not financial advice.